I’m Derrick Miller, an independent, licensed agent in Stallings, North Carolina. When you work with me, I compare Medicare Advantage, Medicare Supplement (Medigap) and Medicare Part D prescription drug plans from the insurance companies I represent. This page lists those companies, state by state, so you know exactly what to expect before you schedule a consultation.
I represent a limited number of carriers, which means I cannot show you every plan in your area. To see every plan available where you live, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week.
Carriers and Plan Counts by State
I’m licensed in nine states. The table shows how many insurance organizations I represent in each one and how many products they offer.
| State | Organizations | Products |
|---|---|---|
| North Carolina | 5 | 68 |
| South Carolina | 4 | 47 |
| Alabama | 4 | 38 |
| Florida | 4 | 66 |
| Georgia | 4 | 31 |
| Mississippi | 4 | 22 |
| Tennessee | 4 | 44 |
| Texas | 4 | 68 |
| Virginia | 4 | 34 |
Counts are for the organizations I represent in each state and are shown for the state as a whole.
Carriers I Represent in North Carolina
In North Carolina, I represent five insurance companies:
- Blue Cross and Blue Shield
- Aetna
- UnitedHealthcare
- Humana
- Devoted Health
Currently we represent 5 organizations which offer 68 products in your area.
Carriers I Represent in South Carolina
In South Carolina, I represent the same companies except Blue Cross and Blue Shield:
- Aetna
- UnitedHealthcare
- Humana
- Devoted Health
Currently we represent 4 organizations which offer 47 products in your area.
Other States I Serve
I’m also licensed in Alabama, Florida, Georgia, Mississippi, Tennessee, Texas and Virginia, and I represent four organizations in each. Each state page shows the number of products available in that state. Consultations in these states are held by phone or video.
What “Independent” Means, and What It Doesn’t
Independent means I’m not employed by one insurance company, so I can compare plans from more than one carrier. It does not mean I represent every carrier. Which plans I can offer depends on the companies I’m contracted with and on the county you live in.
If you want to see plans from companies I don’t represent, Medicare.gov lists every plan available in your area, and 1-800-MEDICARE can answer questions about all of your options.
How a Plan Comparison Works
- We start with you. I ask about your doctors, your prescriptions, your pharmacy and any other coverage you have.
- I look at plans in your county. I review plans from the carriers I represent where you live.
- We compare them side by side. We look at provider networks, drug coverage and costs, including the premium, the deductible and the yearly out-of-pocket maximum.
- You decide. There is no obligation, and you’re welcome to take time to think it over.
- If you choose to enroll, I help with the application. Plan premiums are set by the insurance carrier and are the same whether or not you work with an agent.
What to Have Ready
- Your red, white and blue Medicare card
- A list of your doctors, specialists and preferred hospital
- Your medication list, with dosages
- The name of your preferred pharmacy
- Your current plan’s Annual Notice of Change, if you received one
- Details of any other coverage, such as employer, retiree, VA or Medicaid coverage
Questions to Ask Any Agent or Insurance Company
These questions are worth asking whoever you work with, including me:
- Which insurance companies do you represent in my county?
- Are there plans in my area that you can’t offer?
- Are my doctors, specialists and hospital in the plan’s network?
- Are my prescriptions covered, and what will they cost?
- Is my pharmacy in the network?
- What are the premium, the deductible and the yearly out-of-pocket maximum?
- What happens if I travel or spend part of the year in another state?
When You Can Change Your Coverage
The Annual Enrollment Period runs every year from October 15 through December 7, and changes made during that time generally take effect January 1. If you’re turning 65, you have a seven-month Initial Enrollment Period. Certain life events, such as moving or losing other coverage, may qualify you for a Special Enrollment Period.
These guides explain more:
- Medicare Initial Enrollment Period
- Medicare Special Enrollment Periods
- Medicare Advantage vs. Medicare Supplement
- Medicare Part D prescription drug plans
Frequently Asked Questions
Do you represent every Medicare plan available in my area?
No. I represent a limited number of insurance companies in each state, and they are listed on this page. I cannot show you every plan in your area. Medicare.gov and 1-800-MEDICARE can show you all of your options.
Which carriers do you represent in North Carolina?
In North Carolina I represent Blue Cross and Blue Shield, Aetna, UnitedHealthcare, Humana and Devoted Health. Currently we represent 5 organizations which offer 68 products in your area.
Which carriers do you represent in South Carolina?
In South Carolina I represent Aetna, UnitedHealthcare, Humana and Devoted Health. Currently we represent 4 organizations which offer 47 products in your area.
Why isn’t every insurance company on your list?
Insurance companies contract with agents individually, and the plans they offer vary by county. I represent the companies listed on this page.
Does it cost more to enroll through an agent?
No. Plan premiums are set by the insurance carrier and are the same whether or not you work with an agent.
Can you help me if I live outside North Carolina?
Yes, if you live in a state where I’m licensed: Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina, Tennessee, Texas or Virginia. I hold consultations by phone and video, and in person for people who prefer to meet face to face.
How long is a consultation?
A consultation is 30 minutes. You can book one online or call (800) 966-9103.
When can I change my Medicare plan?
The Annual Enrollment Period runs October 15 through December 7 each year. You may also be able to change plans during your Initial Enrollment Period or a Special Enrollment Period, depending on your situation.
Where can I see every plan available where I live?
Visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227).
Talk with Derrick
Call (800) 966-9103 or book a 30-minute consultation by phone, video or in person.
Derrick Miller, Licensed Agent | Stallings, NC | NPN 18342999
We do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. This is a solicitation for insurance and is not connected with or endorsed by the U.S. government or the federal Medicare program.